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What Is an Individual Voluntary Arrangement?

CSM Magazine

They may be considering an individual voluntary arrangement. An individual voluntary arrangement (IVA) is a formal agreement between consumers and creditors that can help people repay their debts at an affordable amount. Gordana Jovanovi? gives his opinion. Benefits of an IVA. Get free debt help and advice.

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How Customers Can Build and Maintain a Good Credit Score

CSM Magazine

The same general rule applies for taking out a loan, even if you’re offered a loan that’s larger than you were expecting, still only take what you can afford to pay back. An Individual Voluntary Arrangement is a good way to hit the reset button; this is a brilliant option to take if bankruptcy isn’t an option for you.

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Buy Now Pay Later – Is This Good or Bad Debt?

CSM Magazine

In this article, we’ll explore how BNPLs work, the potential dangers of BNPLs, how to use BNPLs sensibly, and what to do if you can’t pay off your BNPL debts. What is Buy now, Pay later (BNPL)? You’re wincing at the price of those ASOS joggers, but you really want them. You sigh, about to shut down the browser.

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How to Calculate the Net Promoter Score: The Easy Way to Create Customer Loyalty

CustomerGauge

2 – Relationship and transactional surveys: What are they? 4 – What questions should I ask? 6 – What’s the best day of the week or hour to send surveys? 7 – Through what channels should I send Net Promoter surveys? 8 – What do I say in a survey invite? It is that simple.